No. 1  If your CIBIL score is poor or less than 700 then your home loan application may get rejected.

 No. 2  If your monthly income is low and the bank feels that you are unable to pay the EMI, then in this situation your loan may get rejected.

 No. 3  Incorrect submission of documents as prescribed by the bank, or non-availability of documents may result in the rejection of your home loan application.

 No. 4  If you have additional loan going on like - car loan, personal loan, credit card bill, then the loan will get rejected due to less monthly income.

 No. 5  If you are nearing retirement age, then the bank will not issue you a home loan.

 No. 6  The bank checks your ITR for the last two years and if you do not fill the ITR then your home loan will be rejected.

No. 7 If you apply for loans repeatedly; So the bank does not consider it good, in such a situation your CIBIL score gets bad and the loan gets rejected.

 No. 8  If you have your own business, and it is not 2 years old then your home loan application will be rejected.

 No. 9  Home loan gives only 80% of the property value, so you should have 20% down payment amount, else the application will be rejected.

You can click on the link given below to know some more reasons for home loan rejections.