Under Sukanya Khata Yojana, you can deposit an amount of Rs 15 lakh for your daughter.
Sukanya Samriddhi Account under “Beti Bachao Beti Padhao” is one such deposit scheme which provides a good interest rate to the parents of the daughter.
The scheme is offering an interest rate of 7.6% in 2022.
The daughter's age should not be more than 10 years for Sukanya Samriddhi Yojana account.
Only one account can be opened in the name of a daughter, so it is mandatory for the daughter to have Aadhar card.
Under Sukanya Samriddhi Yojana, the amount can be withdrawn from her account after the daughter turns 21.
Under Sukanya Samriddhi Yojana, a minimum amount of Rs 250 and a maximum of Rs 1.5 lakh can be deposited in the account every year.
It is mandatory to deposit Rs 250 every year to run this account, if the amount is not deposited then your account will be closed.
Suppose you started investing in 2022 then the daughter's age is 1 year. You deposited Rs 12,500 every month. In the year 2043, when the daughter turns 21, the scheme will mature and the amount will be Rs 65 lakh.